From 01/07/2026, with the Introduction of Payday Super, there are three available methods for making payments for Payday Super.
Within your business, you will need to decide which approach best suits your processes:
Option 1:
If you prefer to create a single EFT covering both wages and super, please refer to Option 1.Option 2:
If you would rather separate the payments, you can create two EFTs—one for wages and one for superannuation. Please refer to Option 2.Option 3:
Alternatively, you may choose not to create the EFT within WageEasy and instead process the payment externally. Please refer to Option 3.
Note: If you choose Option 1 or 2, you will need to change your banking configuration. Once this is done, you will be able to generate an EFT in WageEasy to either pay your Superannuation together with wages or create an EFT for Superannuation only.
Configuring your Banking File for Superannuation (required for Options 1 & 2)
Go to File, Company Details.
Select Banking, Bank Account.
Under When Paying Wages Include These Payments in the EFT File, tick the box Superannuation Payments, then use the drop-down and select Each Pay Run.
Close.
Option 1 - Paying 1 EFT that contains both Wages and Superannuation.
Run your payrun as per normal.
Run your normal payroll reports to check everything is correct before proceeding with your EFT and Payslips.
Go to Reports, Banking, EFT Banking, (Process Payments).
Creating EFT File. Do you wish to backup now? select Yes.
Payment Processing Wizard, Next.
Bank Account Information, Next.
Pay Slips EFT, confirm it is correct. Next.
Taxation confirm it is correct if you pay PAYG this way, Next.
Superannuation, confirm the dates and amounts. Next.
Union, confirm it is correct if you pay Union this way, Next.
On the next screen, EFT Information Summary you will see the values of your EFT and the breakdown of each amount. Check that it is correct.
Check the file location is correct and the Date to process EFT file: is correct. Next.
Finish.
The next screen advises the EFT was created successfully. Would you like to complete Superannuation Export now?
Select Yes for this Option 1.
Under the Superannuation Export Wizard you need to check the dates are correct, Next.
Check the Delivery Format is correct - the preferred file is SuperStream Alternative, Next.
Check the Payments Records, Next.
On the File Creation Summary, check the Dates, Output File and fill in the Payment ID, Next, Close.
On the next screen, select No to launch the EFT wizard, because you have already produced it with the wages file.
Super exported successfully. Would you like to complete STP reporting now?
This can be Yes or No, depending on when you want to do your STP reporting.
Option 2 - Paying 2 separate EFT's, 1 that contains Wages and 1 that contains Superannuation.
Run your payrun as per normal.
Run your normal payroll reports to check everything is correct before proceeding with your EFT and Payslips.
Go to Reports, Banking, EFT Banking, (Process Payments).
Creating EFT File. Do you wish to back up now? Select Yes.
Payment Processing Wizard, Next.
Bank Account Information, Next.
Pay Slips EFT, confirm it is correct. Next.
Taxation confirm it is correct if you pay PAYG this way. Next.
Superannuation, "untick" any superannuation boxes that have an amount. Next.
Union, confirm it is correct if you pay Union this way. Next.
On the next screen, EFT Information Summary, you will see the values of your EFT and the breakdown of each amount. Superannuation should not display a value.
Check the file location is correct and the Date to process EFT file: is correct. Next.
Finish.
The next screen advises that the EFT was created successfully. Would you like to complete Superannuation Export now?
We will select Yes for this Option 2.
Under the File Content and Location: you can check Super Funds and Delivery Format, Next.
Payment Records displays what is in the file.
Superannuation Export Wizard, you need to check that the dates are correct. Next.
Check the Delivery Format is correct - the preferred file is SuperStream Alternative, Next.
On the File Creation Summary, check the Dates, Output File and fill in the Payment ID, Next.
Check on the Complete screen the amount balances to your super reports, Close.
On the next screen, select Yes to launch the EFT wizard, because it wasn't produced with the wage's eft.
Select Next, on each screen until you come to Superannuation and you will see your value against the funds. Check the dates and Next.
On the EFT Information Summary you will need to change the file name so it doesn't overwrite your current wages .aba, Next, Finish
eg: C:\Users\Public\Documents\Wage Easy Payroll Super 30042026\ANZ.ABA
Super exported successfully. Would you like to complete STP reporting now?
This can be Yes or No, depending on when you want to do your STP reporting.
Option 3 Paying Superannuation outside of WageEasy using Direct Payments, like Osko, Pay Anyone.
Process your wages and superannuation as per normal.
Generate and send your Super file to the clearing house.
Take note of the amount that needs to be sent to the clearing house.
Send this dollar amount via your banking software as a single amount, with a reference to match the file you sent.